01
Tell us about the estate
Complete a straightforward online application — usually takes around 10 minutes. We ask about the estate, not your income or employment.
Your inheritance,
when you need it.
Estate settlement takes time. We advance funds against your confirmed inheritance — no monthly repayments, and everything settles when the estate finalises.
Advance up to
50%
Initial decision
48 hours
Repayment
Direct from the estate
(you make no monthly payments)
The process
Four simple steps
02
Share your documents
Send us the estate documents — will, death certificate and probate paperwork. We'll tell you exactly what we need.
03
Receive a decision
Our team reviews every application personally. You'll have an initial answer within 48 hours.
04
Access your funds
Once approved (and contracts are signed), funds are transferred directly to your account the next business day.
The estimate
See what an advance could cost
Why families choose us
Financial support when you need it most.
01
Capped at your share, always
The total you repay will never exceed your inheritance. Non-recourse lending, secured against the estate.
02
Assessed on your inheritance, not your income
No payslips required. We assess what you're entitled to from the estate.
03
No repayments until the estate settles
The advance, fees and interest are all repaid when the estate finalises. Nothing comes out of your pocket in the meantime.
Common purposes
What people use their advance for
Home deposit
Essential repairs
Education fees
Funeral costs
Property maintenance
Legal fees
Insights
Guides for beneficiaries
How long does it take for an estate to be settled in Australia?
Read →What is an inheritance advance? A plain-English guide for Australian beneficiaries
Read →Can I access my inheritance before the estate is finalised?
Read →For professionals
Estate lawyers, financial planners & advisers.
We work closely with the professionals who guide families through estate administration. If your clients need liquidity before settlement, we’d like to hear from you.
Working with us →